The Wells Fargo is a great, no-annual fee rewards card that earns a great return on travel, dining, gas station, and streaming services. Also, Chase allows you to pool UR points that you earn on things like the Freedom and Freedom Unlimited onto your Sapphire, so you have an ecosystem there. The Amazon Prime credit card, by contrast, charges new cardholders anywhere from 16.49 percent to 24.49 percent, while the Wells Fargo Propel American Express card charges between 14.49 percent and 24.99 percent variable. I'm a modest traveler maybe 1 to 2x a year, The propel has a smaller signup bonus, but the fact that I get 3x points vs 2 from CSP for travel an dining and 3x for gas and rideshare compared to CSP's 1x makes up for that. The information for the Wells Fargo Propel has been collected independently by Million Mile Secrets. all the while, like someone said before, you can get the propel (and all other amex cards) after youre higher than 5/24. The Wells Fargo Propel, Chase Sapphire Preferred, and Chase Sapphire Reserve are some of the best travel credit cards you can own. Edit : After the first year, this card might not be as lucrative anymore depending on what temporary bonuses or benefits Chase will give. I am recently graduated, only had one credit card ever that has been paid off in full, credit score 730, plan on always paying cards off in full to maintain good credit. Click to share on Reddit (Opens in new window) Image: Young woman backpacker standing on a rural bridge and smiling because she finally decided which one, chase sapphire preferred card vs chase sapphire reserve, is better for her. If you have a Chase Ultimate Rewards credit card such as the Chase Sapphire Preferred Card, ... With the Wells Fargo Propel, you’ll earn 20,000 bonus points when you spend $1,000 in purchases in the first three months (worth $200). August 30, 2019. Around $10,000 left in student loans. ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… The card details on this page have not been reviewed or provided by the card issuer. Hmm I guess the customer service situation is a minus then. SHARE: Tweet. It took 3 tries and 9 months but I finally got approved for my Wells Fargo Propel with $7500 CL. Chase Sapphire Reserve and Wells Fargo Propel Amex Comparision Review The Chase Sapphire Reserve has a higher redemption value and more valuable sign-up bonus than the Wells Fargo Propel Amex. most 5/24 chase cards with an annual fee have primary car rental insurance. All Rewards ; … Wells Fargo Propel Card vs Chase Sapphire Reserve. The Chase Sapphire Preferred has a higher redemption value and more valuable sign-up bonus than the Wells Fargo Propel Amex. It is important to pay them in full and on time. The fact that you only get 1:1 redemption for travel compared to CSP's 1.25 is a bummer but since I get more points in total from the categories I mentioned before this is also taken care of. You’ll also get 3x on travel (flights, hotels, taxis, ride-hailing, car rentals and more), dining, gas stations and popular streaming services. Share. Share. My first was a Discover it, followed by an authorized card solely to help with my score after they gave me a weak limit. Apply Now on Chase's secure site. CSP has lost/delayed luggage insurance, travel insurance, trip delay insurance, and car rental insurance (possibly primary? Press J to jump to the feed. Both credit cards are solid options to earn bonus points for every purchase. Best Wells Fargo Credit Cards. I … Press J to jump to the feed. Wells Fargo AmEX Propel vs Chase Sapphire Preferred. Propel has lost luggage reimbursement and car rental insurance. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Is it still worthwhile to open the card? Wells Fargo Propel vs Chase Sapphire Preferred vs AMEX Gold. Currently have the Chase Sapphire Preferred and debated upgrading to CSR but the price hike has me second guessing. I personally would go CSP for the 80k bonus and no foreign transaction fee. A subreddit for discussing any aspect of credit cards. Articles on Chase Freedom Unlimited® Chase Freedom Unlimited. The Wells Fargo Propel + Visa Signature is an intriguing opportunity for focus who do not want to continue to keep their Chase Sapphire Reserve. Press question mark to learn the rest of the keyboard shortcuts. How does it compare to Wells Fargo Propel? Wells Fargo Propel American Express vs. Chase Freedom Flex℠ If you have the tolerance to track rotating bonus categories, there’s a good chance that the Chase … Hey everyone! It is important to pay them in full and on time. After the fee credits the card is effectively $30/year and has far superior bonus categories than ecen the CSR. 3x streaming service. One is a Visa and the other is a AMEX Chase Points are more versatile and valuable than Wells Fargo points Chase is more travel oriented as the bonus categories are for 2x travel dining. I'm looking at a third, more general purpose card and was eyeing these two. I am recently graduated, only had one credit card ever that has been paid off in full, credit score 730, plan on always paying cards off in full to maintain good credit. They both also have no foreign transaction fees, trip insurance, and baggage delay insurance. For starters, it has a $0 annual fee, which wouldn’t be a big deal if it were competing with the likes of the Chase Freedom or the Discover IT, but its not. The Chase Sapphire Preferred is a terrific card that will give you the travel protections, sign-up bonus and same point transferring ability of the Sapphire Reserve. When you combine this offer with the card’s ongoing 2-mile-per-dollar rewards rate, it’s easy to see how the Venture card can earn you more miles. Chase is a CreditDonkey partner. Chase Sapphire Preferred. That's the bare minimum value you should accept for UR points. Rewards dilemma: Wells Fargo Propel, or Chase Sapphire Reserve? Card Advice. However, the Venture card has a significantly higher introductory bonus. With any of these huge chains, you’ll get access to thousands of branches and ATMs around the globe, top-of-the-line online and mobile banking, round-the-clock personal assistance, and the chance to acquire countless benefits. User account menu. The Bank of America vs. Chase vs. Wells Fargo decision is a tough one, because all offer their customers a wide array of benefits. We receive compensation if you apply and get approved for a card through links in our content. Redeeming Wells Fargo Go Far Rewards. Most people don't get the Propel because it's Wells Fargo. 3x travel. Or pair it with any of the Freedom cards so you can earn points strategically, Yes love this had I not been traveling so much this upcoming year freedom unlimited or even the new flex were first on the list. If you have the Chase Sapphire Preferred Card or Chase Ink Business Preferred® Credit Card, each point is worth 1.25 cents each. Wells Fargo Propel American Express® card and Visa Signature cards give you more earning power toward paid flights than the CSR, in addition to valuable cell phone insurance and a higher combined welcome bonus. The Chase Sapphire Reserve annual fee is going up to $550 starting January 12, 2020, a $100 increase. Using points to “erase” an Airbnb purchase (Image courtesy of Capital One) Another option to redeem your credit card points for Airbnb is to simply erase a purchase as a statement credit. If you want a no annual fee credit card, you will be pleased to know that most of the Wells Fargo credit cards don’t have one.You also have the option to earn travel reward credit cards or cash rewards.. You also have flexible redemption options that make award travel easy. Personally, I’d go for the CSP because of the great sign up bonus right now of 80k UR points. That said, you could downgrade your Sapphire … Please visit the issuer's website for details. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. Wells Fargo Propel vs. Chase Freedom Flex? When deciding which card to use it comes down to what kind of rewards you’re looking to earn. The Chase Sapphire Reserve is a premium travel card that carries a hefty annual fee while offering annual travel credits, lounge access, a boost in point value, great returns on travel & dining, and much more. Feel free to apply for either remaining cards then if you’re not looking to pursue more Chase cards (5/24 rule). You do not have to use our links, but you help support CreditDonkey if you do. Plus you get the amazing AmEx customer service. But that might only be CSR). Each one offers different purchase rewards, redemption options, and additional travel benefits. Summary: Capital One VentureOne vs. Wells Fargo Propel. 11. 3 year average account history vs 2 years and some change. Posted by 1 year ago. Wow thanks for the great explanation. Close • Posted by 1 hour ago. Wells Fargo AmEX Propel vs Chase Sapphire Preferred. The Wells Fargo Visa Signature card earns the same Go Far Rewards as the Wells Fargo Propel card and you can transfer points between accounts. CSP earns 2x on rideshare, it's considered travel. Press question mark to learn the rest of the keyboard shortcuts. Signup bonus is historic high for the card. Posted by 11 months ago. Press J to jump to the feed. Why not get the Preferred first, so you dont risk going over 5/24, I would also get the other no AF chase cards (or at least 1. Difficult for that $ 250 net annual fee to compete with $ 0 from Wells Fargo go Far rewards will! Amex customer service, you 'll be dealing with Wells Fargo Propel vs Sapphire. New customers, more general purpose card and was eyeing these two to earn for that 250! Card will most likely be the one that lets wells fargo propel vs chase sapphire preferred reddit earn more rewards will! Within 1-2 billing periods after they are earned would mostly use cards for dining and a... 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